Risk Management: We can design strategies in the areas of risk management ie designing credit policy, validating credit policy, collections and recovery strategies, portfolio segmentation, risk adjusted pricing etc. All these will help the clients in having a proactive and cost efficient risk management function.

Model Development, Validation & Implementation: Statistical and judgemental modelling is an area of our expertise. Through analysis of existing and past data we can find out the areas of improvements in the current processes and design new models / processes to make the activity more efficient.

Business Strategy: Various business decisions when taken based on analysis of data often prove to be acceptable to all and easy to fine-tune  basis the changes in the external environment. Decisions like entering a new business segment, viability of existing business segments, sub segments of businesses which are unproductive, competition analysis etc can be more precise and can eliminate judgemental or feeling in the dark kind of approach.

Portfolio Valuation: Forecasting of the portfolio behaviour is a critical element in decisions to buy or sell portfolios.